{"id":2799,"date":"2022-10-02T08:46:27","date_gmt":"2022-10-02T01:46:27","guid":{"rendered":"https:\/\/saigonratings.com\/?page_id=2799"},"modified":"2026-05-07T08:22:59","modified_gmt":"2026-05-07T01:22:59","slug":"overview","status":"publish","type":"page","link":"https:\/\/saigonratings.com\/en\/overview\/","title":{"rendered":"Overview"},"content":{"rendered":"\n <div class=\"banner has-hover\" id=\"banner-1401241879\">\n <div class=\"banner-inner fill\">\n <div class=\"banner-bg fill\" >\n <div class=\"bg fill bg-fill bg-loaded\"><\/div>\n <div class=\"overlay\"><\/div> \n <\/div>\n\t\t\n <div class=\"banner-layers container\">\n <div class=\"fill banner-link\"><\/div> \n <div id=\"text-box-1793968049\" class=\"text-box banner-layer x2 md-x2 lg-x2 y75 md-y75 lg-y75 res-text\">\n <div class=\"text-box-content text dark\">\n \n <div class=\"text-inner text-center\">\n \n <\/div>\n <\/div>\n \n<style>\n#text-box-1793968049{\n width:100%;\n}\n#text-box-1793968049 .text-box-content{\n font-size:100%;\n}\n<\/style>\n <\/div>\n \n <\/div>\n <\/div>\n\n \n<style>\n#banner-1401241879{\n padding-top:50%;\n background-color:rgb(255,255,255);\n}\n#banner-1401241879 .bg.bg-loaded{\n background-image:url(https:\/\/saigonratings.com\/wp-content\/uploads\/2026\/05\/BANNER-H2.png);\n}\n#banner-1401241879 .overlay{\n background-color:rgba(0,0,0,0.355);\n}\n#banner-1401241879 .bg{\n background-position:0% 85%;\n}\n#banner-1401241879 .ux-shape-divider--top svg{\n height:150px;\n --divider-top-width:100%;\n}\n#banner-1401241879 .ux-shape-divider--bottom svg{\n height:150px;\n --divider-width:100%;\n}\n@media (min-width:550px){\n #banner-1401241879{\n padding-top:300px;\n}\n}\n<\/style>\n <\/div>\n\n\n<div class=\"row about-us\" id=\"row-1187044087\">\n\n\t<div id=\"col-2080266503\" class=\"col small-12 large-12\" >\n\t\t\t\t<div class=\"col-inner\" >\n\t\t\t\n\t\t\t\n<div class=\"container section-title-container\" ><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-right counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">M\u1ee5c l\u1ee5c :<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/saigonratings.com\/en\/overview\/#Credit_Rating_Overview\" >Credit Rating Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/saigonratings.com\/en\/overview\/#CREDIT_RATING_DEFINITIONS_AND_TERMS\" >CREDIT RATING DEFINITIONS AND TERMS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/saigonratings.com\/en\/overview\/#CREDIT_RATING_SCALES\" >CREDIT RATING SCALES<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/saigonratings.com\/en\/overview\/#CREDIT_RATING_METHODOLOGY\" >CREDIT RATING METHODOLOGY<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/saigonratings.com\/en\/overview\/#CREDIT_RATING_PROCESS\" >CREDIT RATING PROCESS<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"section-title section-title-bold\"><span class=\"ez-toc-section\" id=\"Credit_Rating_Overview\"><\/span><b><\/b><span class=\"section-title-main\" style=\"color:rgb(127, 127, 127);\">Credit Rating Overview<\/span><b><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3><\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<div class=\"row align-equal\" id=\"row-461690600\">\n\n\t<div id=\"col-1626227043\" class=\"col col-thdv medium-6 small-12 large-6\" >\n\t\t\t\t<div class=\"col-inner\" style=\"background-color:rgb(0,0,0);\" >\n\t\t\t\n\t\t\t\n\t<div id=\"text-592995134\" class=\"text\">\n\t\t\n<h3><span class=\"ez-toc-section\" id=\"CREDIT_RATING_DEFINITIONS_AND_TERMS\"><\/span>CREDIT RATING DEFINITIONS AND TERMS<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Credit rating agencies are one of the intermediaries of the financial market. Credit ratings are an integral part of the debt capital market infrastructure, serving the needs of institutional and individual investors in financial markets from every country.<br \/>\n\t\t\n<style>\n#text-592995134{\n color:rgb(255,255,255);\n}\n#text-592995134 > *{\n color:rgb(255,255,255);\n}\n<\/style>\n\t<\/div>\n\t\n<a href=\"https:\/\/saigonratings.com\/en\/credit-rating-definitions-and-terms\/\" target=\"_self\" class=\"button primary button-sr\" >\n <span>see more<\/span>\n <\/a>\n\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1626227043 > .col-inner{\n padding:25px 25px 25px 25px;\n}\n<\/style>\n\t<\/div>\n\n\t\n\n\t<div id=\"col-90014344\" class=\"col col-thdv medium-6 small-12 large-6\" >\n\t\t\t\t<div class=\"col-inner\" style=\"background-color:rgb(0,0,0);\" >\n\t\t\t\n\t\t\t\n\t<div id=\"text-1263435162\" class=\"text\">\n\t\t\n<h3><span class=\"ez-toc-section\" id=\"CREDIT_RATING_SCALES\"><\/span><strong>CREDIT RATING SCALES<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Saigon Ratings has established and consistently applied credit rating scales using alphanumeric symbols. This notation is intended to provide a system of standards used to evaluate and compare the creditworthiness of debt obligations and issuers.<br \/>\n\t\t\n<style>\n#text-1263435162{\n color:rgb(255,255,255);\n}\n#text-1263435162 > *{\n color:rgb(255,255,255);\n}\n<\/style>\n\t<\/div>\n\t\n<a href=\"https:\/\/saigonratings.com\/en\/credit-rating-scales\/\" target=\"_self\" class=\"button primary button-sr\" >\n <span>see more<\/span>\n <\/a>\n\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-90014344 > .col-inner{\n padding:25px 25px 25px 25px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n<div class=\"row align-equal\" id=\"row-67471334\">\n\n\t<div id=\"col-1670422164\" class=\"col col-thdv medium-6 small-12 large-6\" >\n\t\t\t\t<div class=\"col-inner\" style=\"background-color:rgb(0,0,0);\" >\n\t\t\t\n\t\t\t\n\t<div id=\"text-1676220327\" class=\"text\">\n\t\t\n<h3><span class=\"ez-toc-section\" id=\"CREDIT_RATING_METHODOLOGY\"><\/span>CREDIT RATING METHODOLOGY<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The Saigon Ratings methodology analyzes and assesses the ability and capacity to meet the financial obligations of the rated entities, including corporations, financial institutions (issuers), financial instruments and financial instruments. debt and project finance.<br \/>\n\t\t\n<style>\n#text-1676220327{\n color:rgb(255,255,255);\n}\n#text-1676220327 > *{\n color:rgb(255,255,255);\n}\n<\/style>\n\t<\/div>\n\t\n<a href=\"https:\/\/saigonratings.com\/en\/credit-rating-methodology\/\" target=\"_self\" class=\"button primary button-sr\" >\n <span>see more<\/span>\n <\/a>\n\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1670422164 > .col-inner{\n padding:25px 25px 25px 25px;\n}\n<\/style>\n\t<\/div>\n\n\t\n\n\t<div id=\"col-1543827209\" class=\"col col-thdv medium-6 small-12 large-6\" >\n\t\t\t\t<div class=\"col-inner\" style=\"background-color:rgb(0,0,0);\" >\n\t\t\t\n\t\t\t\n\t<div id=\"text-1025805858\" class=\"text\">\n\t\t\n<h3><span class=\"ez-toc-section\" id=\"CREDIT_RATING_PROCESS\"><\/span>CREDIT RATING PROCESS<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The credit rating process is established, published and applied consistently within Saigon Ratings.<br \/>\n\t\t\n<style>\n#text-1025805858{\n color:rgb(255,255,255);\n}\n#text-1025805858 > *{\n color:rgb(255,255,255);\n}\n<\/style>\n\t<\/div>\n\t\n<a href=\"https:\/\/saigonratings.com\/en\/credit-rating-process\/\" target=\"_self\" class=\"button primary button-sr\" >\n <span>see more<\/span>\n <\/a>\n\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1543827209 > .col-inner{\n padding:25px 25px 25px 25px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-transparent-header.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2799","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\n<title>Overview - Saigon Ratings<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/saigonratings.com\/en\/overview\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Overview\" \/>\n<meta property=\"og:url\" content=\"https:\/\/saigonratings.com\/en\/overview\/\" \/>\n<meta property=\"og:site_name\" content=\"Saigon Ratings\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-07T01:22:59+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n","yoast_head_json":{"title":"Overview - Saigon Ratings","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/saigonratings.com\/en\/overview\/","og_locale":"en_US","og_type":"article","og_title":"Overview","og_url":"https:\/\/saigonratings.com\/en\/overview\/","og_site_name":"Saigon Ratings","article_modified_time":"2026-05-07T01:22:59+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/saigonratings.com\/en\/overview\/","url":"https:\/\/saigonratings.com\/en\/overview\/","name":"Overview - Saigon Ratings","isPartOf":{"@id":"https:\/\/saigonratings.com\/en\/#website"},"datePublished":"2022-10-02T01:46:27+00:00","dateModified":"2026-05-07T01:22:59+00:00","breadcrumb":{"@id":"https:\/\/saigonratings.com\/en\/overview\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/saigonratings.com\/en\/overview\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/saigonratings.com\/en\/overview\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Trang ch\u1ee7","item":"https:\/\/saigonratings.com\/en\/"},{"@type":"ListItem","position":2,"name":"Overview"}]},{"@type":"WebSite","@id":"https:\/\/saigonratings.com\/en\/#website","url":"https:\/\/saigonratings.com\/en\/","name":"Saigon Ratings","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/saigonratings.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/saigonratings.com\/en\/wp-json\/wp\/v2\/pages\/2799","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/saigonratings.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/saigonratings.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/saigonratings.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/saigonratings.com\/en\/wp-json\/wp\/v2\/comments?post=2799"}],"version-history":[{"count":3,"href":"https:\/\/saigonratings.com\/en\/wp-json\/wp\/v2\/pages\/2799\/revisions"}],"predecessor-version":[{"id":13004,"href":"https:\/\/saigonratings.com\/en\/wp-json\/wp\/v2\/pages\/2799\/revisions\/13004"}],"wp:attachment":[{"href":"https:\/\/saigonratings.com\/en\/wp-json\/wp\/v2\/media?parent=2799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}