{"id":2805,"date":"2022-10-05T21:12:02","date_gmt":"2022-10-05T14:12:02","guid":{"rendered":"https:\/\/saigonratings.com\/?page_id=2805"},"modified":"2022-12-30T13:49:00","modified_gmt":"2022-12-30T06:49:00","slug":"credit-rating-process","status":"publish","type":"page","link":"https:\/\/saigonratings.com\/en\/credit-rating-process\/","title":{"rendered":"Credit Rating Process"},"content":{"rendered":"\n <div class=\"banner has-hover\" id=\"banner-2098930447\">\n <div class=\"banner-inner fill\">\n <div class=\"banner-bg fill\" >\n <div class=\"bg fill bg-fill bg-loaded\"><\/div>\n <div class=\"overlay\"><\/div> \n <\/div>\n\t\t\n <div class=\"banner-layers container\">\n <div class=\"fill banner-link\"><\/div> \n <div id=\"text-box-763992079\" class=\"text-box banner-layer x2 md-x2 lg-x2 y75 md-y75 lg-y75 res-text\">\n <div class=\"text-box-content text dark\">\n \n <div class=\"text-inner text-center\">\n \n <\/div>\n <\/div>\n \n<style>\n#text-box-763992079{\n width:68%;\n}\n#text-box-763992079 .text-box-content{\n font-size:100%;\n}\n<\/style>\n <\/div>\n \n <\/div>\n <\/div>\n\n \n<style>\n#banner-2098930447{\n padding-top:50%;\n background-color:rgb(255,255,255);\n}\n#banner-2098930447 .bg.bg-loaded{\n background-image:url(https:\/\/saigonratings.com\/wp-content\/uploads\/2022\/10\/banner.jpg);\n}\n#banner-2098930447 .overlay{\n background-color:rgba(0,0,0,0.355);\n}\n#banner-2098930447 .bg{\n background-position:0% 85%;\n}\n#banner-2098930447 .ux-shape-divider--top svg{\n height:150px;\n --divider-top-width:100%;\n}\n#banner-2098930447 .ux-shape-divider--bottom svg{\n height:150px;\n --divider-width:100%;\n}\n@media (min-width:550px){\n #banner-2098930447{\n padding-top:300px;\n}\n}\n<\/style>\n <\/div>\n\n\n<div class=\"row about-us\" id=\"row-1138591054\">\n\n\t<div id=\"col-1569308283\" class=\"col small-12 large-12\" >\n\t\t\t\t<div class=\"col-inner\" >\n\t\t\t\n\t\t\t\n<div class=\"container section-title-container\" ><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-right counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">M\u1ee5c l\u1ee5c :<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/saigonratings.com\/en\/credit-rating-process\/#CREDIT_RATING_PROCESS\" >CREDIT RATING PROCESS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/saigonratings.com\/en\/credit-rating-process\/#PURPOSE_REQUIREMENTS\" >PURPOSE &#038; REQUIREMENTS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/saigonratings.com\/en\/credit-rating-process\/#SCOPE_SUBJECTS_OF_APPLICATION\" >SCOPE &#038; SUBJECTS OF APPLICATION<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/saigonratings.com\/en\/credit-rating-process\/#1_Scope_of_regulation\" >1. Scope of regulation:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/saigonratings.com\/en\/credit-rating-process\/#2_Subjects_of_application\" >2. Subjects of application:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/saigonratings.com\/en\/credit-rating-process\/#CREDIT_RATING_PROCESS-2\" >CREDIT RATING PROCESS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/saigonratings.com\/en\/credit-rating-process\/#See_Details\" >See Details<\/a><\/li><\/ul><\/nav><\/div>\n<h3 class=\"section-title section-title-center\"><span class=\"ez-toc-section\" id=\"CREDIT_RATING_PROCESS\"><\/span><b><\/b><span class=\"section-title-main\" style=\"color:rgb(127, 127, 127);\">CREDIT RATING PROCESS<\/span><b><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3><\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<div class=\"row about-us\" id=\"row-613204392\">\n\n\t<div id=\"col-1275447854\" class=\"col small-12 large-12\" >\n\t\t\t\t<div class=\"col-inner\" >\n\t\t\t\n\t\t\t\n<div class=\"container section-title-container\" ><h3 class=\"section-title section-title-bold\"><span class=\"ez-toc-section\" id=\"PURPOSE_REQUIREMENTS\"><\/span><b><\/b><span class=\"section-title-main\" style=\"color:rgb(127, 127, 127);\">PURPOSE &#038; REQUIREMENTS<\/span><b><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3><\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<div class=\"row\" id=\"row-1125621822\">\n\n\t<div id=\"col-521008737\" class=\"col medium-5 small-12 large-5\" >\n\t\t\t\t<div class=\"col-inner\" >\n\t\t\t\n\t\t\t\n\n <div class=\"banner has-hover\" id=\"banner-1562873619\">\n <div class=\"banner-inner fill\">\n <div class=\"banner-bg fill\" >\n <div class=\"bg fill bg-fill bg-loaded\"><\/div>\n \n <\/div>\n\t\t\n <div class=\"banner-layers container\">\n <div class=\"fill banner-link\"><\/div> \n <\/div>\n <\/div>\n\n \n<style>\n#banner-1562873619{\n padding-top:160%;\n background-color:rgb(255,255,255);\n}\n#banner-1562873619 .bg.bg-loaded{\n background-image:url(https:\/\/saigonratings.com\/wp-content\/uploads\/2022\/10\/banner.jpg);\n}\n#banner-1562873619 .bg{\n background-position:5% 53%;\n}\n#banner-1562873619 .ux-shape-divider--top svg{\n height:150px;\n --divider-top-width:100%;\n}\n#banner-1562873619 .ux-shape-divider--bottom svg{\n height:150px;\n --divider-width:100%;\n}\n<\/style>\n <\/div>\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1120544232\" class=\"col medium-7 small-12 large-7\" >\n\t\t\t\t<div class=\"col-inner\" >\n\t\t\t\n\t\t\t\n<p>The process of credit rating activities is established, issued, and applied consistently within Saigon Ratings organization.<\/p>\n<p>The process of credit rating activities is a part of business operations, in accordance with the legal procedures Saigon Ratings must comply with to provide credit rating services for enterprises and other debt instruments on the market (herein after called clients).<\/p>\n<p>The credit rating process is a document in the portfolio of Saigon Ratings\u2019s internal control system to ensure the prevention, detection, and timely handling of risks in credit rating activities.<\/p>\n<p>The process of credit rating activities is established based on Saigon Ratings\u2019s business process system. The Board of Directors is fully responsible for managing, supervising, and organizing the implementation of a credit rating process.<\/p>\n<p>Professional business processes, including the Working Regulation of the Analyst and the Rating Committee, and the Code of Ethics, are an integral part of the Credit Rating Operating Process.<\/p>\n<p>In any case, any group or individual having willful acts contrary to the credit rating operation process which affect the work quality, falsifies rating records, and influences the brand reputation of Saigon Ratings will be considered, handled, and disciplined appropriately.<\/p>\n<p>Managers, business managers, analysts, and Rating committee members, during the performance of their rating duties assigned in each Contract must comply fully and strictly with the regulations of the internal control system.<\/p>\n<p>The process of credit rating activities specifies the functions, duties, and power of the Board of Directors; each rating Division and Committee; and authority and responsibilities of the individuals involved in the rating activities.<\/p>\n<p>The Board of Directors, the relevant functional departments and individuals have the responsibility and obligation to improve according to the working flowcharts, coordinate the implementation and complete the work with a high sense of responsibility.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<div class=\"row about-us\" id=\"row-709627102\">\n\n\t<div id=\"col-2253212\" class=\"col small-12 large-12\" >\n\t\t\t\t<div class=\"col-inner\" >\n\t\t\t\n\t\t\t\n<div class=\"container section-title-container\" ><h3 class=\"section-title section-title-bold\"><span class=\"ez-toc-section\" id=\"SCOPE_SUBJECTS_OF_APPLICATION\"><\/span><b><\/b><span class=\"section-title-main\" style=\"color:rgb(127, 127, 127);\">SCOPE &#038; SUBJECTS OF APPLICATION<\/span><b><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3><\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<div class=\"row align-equal\" id=\"row-1138789735\">\n\n\t<div id=\"col-1660355205\" class=\"col medium-6 small-12 large-6\" >\n\t\t\t\t<div class=\"col-inner\" style=\"background-color:rgb(0,0,0);\" >\n\t\t\t\n\t\t\t\n\t<div id=\"text-2927012078\" class=\"text\">\n\t\t\n<h3 id=\"input_line_0\"><span class=\"ez-toc-section\" id=\"1_Scope_of_regulation\"><\/span><span id=\"input_part_0\" class=\"\" data-mention=\"1. Scope of regulation:\">1. Scope of regulation:<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div id=\"input_line_1\"><span id=\"input_part_0\" class=\"\" data-mention=\"The process of credit rating activities has been adjusted and regulations applied consistently within Saigon Ratings.\">The process of credit rating activities has been adjusted and regulations applied consistently within Saigon Ratings.<\/span><\/div>\n<div id=\"input_line_2\"><span id=\"input_part_0\" class=\"\" data-mention=\"The process of credit rating activities is consistent with the business and technical operations when Saigon Ratings performs the credit rating service contract with clients.\">The process of credit rating activities is consistent with the business and technical operations when Saigon Ratings performs the credit rating service contract with clients.<\/span><\/div>\n\t\t\n<style>\n#text-2927012078{\n color:rgb(255,255,255);\n}\n#text-2927012078 > *{\n color:rgb(255,255,255);\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1660355205 > .col-inner{\n padding:20px 20px 20px 20px;\n}\n<\/style>\n\t<\/div>\n\n\t\n\n\t<div id=\"col-1800286460\" class=\"col medium-6 small-12 large-6\" >\n\t\t\t\t<div class=\"col-inner\" style=\"background-color:rgb(0,0,0);\" >\n\t\t\t\n\t\t\t\n\t<div id=\"text-3066869761\" class=\"text\">\n\t\t\n<h3 id=\"input_line_0\"><span class=\"ez-toc-section\" id=\"2_Subjects_of_application\"><\/span><span id=\"input_part_0\" class=\"\" data-mention=\"2. Subjects of application:\">2. Subjects of application:<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li id=\"input_line_1\"><span id=\"input_part_0\" class=\"\" data-mention=\"Board of Directors;Management and business personnel performing the contract; Rating analyst team; Rating committee.\">Board of Directors;<\/span><\/li>\n<li><span id=\"input_part_0\" class=\"\" data-mention=\"Board of Directors;Management and business personnel performing the contract; Rating analyst team; Rating committee.\">Management and business personnel performing the contract;<\/span><\/li>\n<li><span id=\"input_part_0\" class=\"\" data-mention=\"Board of Directors;Management and business personnel performing the contract; Rating analyst team; Rating committee.\">Rating analyst team;<\/span><\/li>\n<li><span id=\"input_part_0\" class=\"\" data-mention=\"Board of Directors;Management and business personnel performing the contract; Rating analyst team; Rating committee.\">Rating committee.<\/span><\/li>\n<\/ul>\n\t\t\n<style>\n#text-3066869761{\n color:rgb(255,255,255);\n}\n#text-3066869761 > *{\n color:rgb(255,255,255);\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1800286460 > .col-inner{\n padding:20px 20px 20px 20px;\n}\n<\/style>\n\t<\/div>\n\n\t\n<\/div>\n<div class=\"row about-us\" id=\"row-1868821796\">\n\n\t<div id=\"col-158763342\" class=\"col small-12 large-12\" >\n\t\t\t\t<div class=\"col-inner\" >\n\t\t\t\n\t\t\t\n<div class=\"container section-title-container\" ><h3 class=\"section-title section-title-bold\"><span class=\"ez-toc-section\" id=\"CREDIT_RATING_PROCESS-2\"><\/span><b><\/b><span class=\"section-title-main\" style=\"color:rgb(127, 127, 127);\">CREDIT RATING PROCESS<\/span><b><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3><\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<div class=\"row align-center\" id=\"row-909712474\">\n\n\t<div id=\"col-129719662\" class=\"col medium-9 small-12 large-9\" >\n\t\t\t\t<div class=\"col-inner\" >\n\t\t\t\n\t\t\t\n\t<div class=\"img has-hover x md-x lg-x y md-y lg-y\" id=\"image_872395691\">\n\t\t\t\t\t\t\t\t<div class=\"img-inner dark\" >\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1261\" height=\"509\" src=\"https:\/\/saigonratings.com\/wp-content\/uploads\/2022\/12\/Credit-Rating-Process.jpg\" class=\"attachment-original size-original\" alt=\"Credit Rating Process\" srcset=\"https:\/\/saigonratings.com\/wp-content\/uploads\/2022\/12\/Credit-Rating-Process.jpg 1261w, https:\/\/saigonratings.com\/wp-content\/uploads\/2022\/12\/Credit-Rating-Process-800x323.jpg 800w, https:\/\/saigonratings.com\/wp-content\/uploads\/2022\/12\/Credit-Rating-Process-768x310.jpg 768w\" sizes=\"auto, (max-width: 1261px) 100vw, 1261px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\n<style>\n#image_872395691{\n width:100%;\n}\n<\/style>\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<div class=\"row about-us\" id=\"row-1603786350\">\n\n\t<div id=\"col-1694210724\" class=\"col small-12 large-12\" >\n\t\t\t\t<div class=\"col-inner\" >\n\t\t\t\n\t\t\t\n<div class=\"container section-title-container\" ><h3 class=\"section-title section-title-bold\"><span class=\"ez-toc-section\" id=\"See_Details\"><\/span><b><\/b><span class=\"section-title-main\" style=\"color:rgb(127, 127, 127);\">See Details<\/span><b><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3><\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n<div class=\"row\" id=\"row-350384400\">\n\n\t<div id=\"col-2013799977\" class=\"col small-12 large-12\" >\n\t\t\t\t<div class=\"col-inner\" >\n\t\t\t\n\t\t\t\n\t<div class=\"ux-menu stack stack-col justify-start ux-menu--divider-solid\">\n\t\t\n\t<div class=\"ux-menu-link flex menu-item\">\n\t\t<a class=\"ux-menu-link__link flex\" href=\"https:\/\/saigonratings.com\/quy-trinh-xep-hang-tin-nhiem-lan-dau\/\" >\n\t\t\t<i class=\"ux-menu-link__icon text-center icon-angle-right\" ><\/i>\t\t\t<span class=\"ux-menu-link__text\">\n\t\t\t\tClick here for more details of Initial Credit Rating Process.\t\t\t<\/span>\n\t\t<\/a>\n\t<\/div>\n\t\n\t<div class=\"ux-menu-link flex menu-item\">\n\t\t<a class=\"ux-menu-link__link flex\" href=\"https:\/\/saigonratings.com\/quy-trinh-giam-sat-xep-hang-tin-nhiem\/\" >\n\t\t\t<i class=\"ux-menu-link__icon text-center icon-angle-right\" ><\/i>\t\t\t<span class=\"ux-menu-link__text\">\n\t\t\t\tClick here for more details of Surveillance Credit Rating Process.\t\t\t<\/span>\n\t\t<\/a>\n\t<\/div>\n\t\n\t<\/div>\n\t\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-transparent-header.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2805","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\n<title>Credit Rating Process - Saigon Ratings<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/saigonratings.com\/en\/credit-rating-process\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Rating Process\" \/>\n<meta property=\"og:url\" content=\"https:\/\/saigonratings.com\/en\/credit-rating-process\/\" \/>\n<meta property=\"og:site_name\" content=\"Saigon Ratings\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-30T06:49:00+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n","yoast_head_json":{"title":"Credit Rating Process - Saigon Ratings","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/saigonratings.com\/en\/credit-rating-process\/","og_locale":"en_US","og_type":"article","og_title":"Credit Rating Process","og_url":"https:\/\/saigonratings.com\/en\/credit-rating-process\/","og_site_name":"Saigon Ratings","article_modified_time":"2022-12-30T06:49:00+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/saigonratings.com\/en\/credit-rating-process\/","url":"https:\/\/saigonratings.com\/en\/credit-rating-process\/","name":"Credit Rating Process - 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