* CREDIT RATING OPINION (first time): Confidential
* OUTLOOK: Confidential
* DATE OF RATING CERTIFICATION ISSUANCE: Nov 28, 2019
* ANALYSTS:
Mr. Tran Ngoc Huy, MBA
Mr. Le Van, MSc
Ms. Le Thi Thuy Hang, MSc
Ms. Nguyen Hong My, MSc
Ms. Nguyen Thi Quy Nhi, MSc
* RATING COMMITTEE:
Mr. Bui Quang Tin, PhD
Mr. Nguyen Phi Long, ACCA
Mr. Nguyen Thanh Phuong, MBA
* INFORMATION OF INTEREST CONFLICT
– Saigon Ratings’ share ownership in Phu Hung Assurance: None
– Saigon Ratings’ bond ownership in Phu Hung Assurance: None
– Saigon Ratings’ other debt instrument ownership in Phu Hung Assurance: None
– Saigon Ratings employee’s share ownership in Phu Hung Assurance: None
Saigon Ratings is committed to the implementation of credit rating independently and objectively.
Saigon Ratings issued a credit rating report as a reference information; it is not an investment or capital contribution recommendation for debt instruments issued by the rated company (Phu Hung Assurance).