* CREDIT RATING OPINION (first time): Confidential
* OUTLOOK: Confidential
* DATE OF RATING CERTIFICATION ISSUANCE: June 26, 2019
* ANALYSTS:
Mr. Huy Tran Ngoc, MBA
Ms. My Nguyen Hong, MSc
Ms. Dang Tran Thi Thanh, MSc
* RATING COMMITTEE:
Mr. Vuong Nguyen Hung, Bec
Mr. Long Nguyen Phi, ACCA
Ms. Nhi Nguyen Thi Quy, MSc
* INFORMATION OF INTEREST CONFLICT
– Saigon Ratings’ share ownership in Phu Hung Life: None
– Saigon Ratings’ bond ownership in Phu Hung Life: None
– Saigon Ratings’ other debt instrument ownership in Phu Hung Life: None
– Saigon Ratings employee’s share ownership in Phu Hung Life: None
Saigon Ratings is committed to the implementation of credit rating independently and objectively.
Saigon Ratings issued a credit rating report as a reference information; it is not an investment or capital contribution recommendation for debt instruments issued by the rated company (Phu Hung Life).