* CREDIT RATING OPINION (second year of monitoring): Confidential
* OUTLOOK: Confidential
* DATE OF RATING CERTIFICATION ISSUANCE: June 08, 2021
* ANALYSTS:
Mr. Huy Tran Ngoc, MBA
Ms. My Nguyen Hong, MSc
Ms. Hang Le Thi Thuy, MSc
* RATING COMMITTEE:
Mr. Nhat Nguyen Minh, MSc
Mr. Long Nguyen Phi, ACCA
Mr. Long Tran Kim, MSc
* INFORMATION OF INTEREST CONFLICT
– Saigon Ratings’ share ownership in Phu Hung Life: None
– Saigon Ratings’ bond ownership in Phu Hung Life: None
– Saigon Ratings’ other debt instrument ownership in Phu Hung Life: None
– Saigon Ratings employee’s share ownership in Phu Hung Life: None
Saigon Ratings is committed to the implementation of credit rating independently and objectively.
Saigon Ratings issued a credit rating report as a reference information; it is not an investment or capital contribution recommendation for debt instruments issued by the rated company (Phu Hung Life).