CREDIT RATING RESULT OF PHU HUNG LIFE INSURANCE JSC (PHU HUNG LIFE) FOR 2024

* CREDIT RATING OPINION (fifth year of monitoring): Confidential

* OUTLOOK: Confidential

* DATE OF RATING CERTIFICATION ISSUANCE: June 05, 2024

* ANALYSTS:

Mr. Nguyen Minh Duc, MSc

Ms. Ha Thi Lan Huong, MSc

* RATING COMMITTEE:

Mr. Nguyen Phi Long, ACCA

Mr. Nguyen Duc Phu, MSc

Mr. Le Hoang Quan, MBA

* INFORMATION OF INTEREST CONFLICT

– Saigon Ratings’ share ownership in Phu Hung Life: None

– Saigon Ratings’ bond ownership in Phu Hung Life: None

– Saigon Ratings’ other debt instrument ownership in Phu Hung Life: None

– Saigon Ratings employee’s share ownership in Phu Hung Life: None

Saigon Ratings is committed to the implementation of credit rating independently and objectively.

Saigon Ratings issued a credit rating report as a reference information; it is not an investment or capital contribution recommendation for debt instruments issued by the rated company (Phu Hung Life).

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