* CREDIT RATING OPINION (fourth year of monitoring): Confidential
* OUTLOOK: Confidential
* DATE OF RATING CERTIFICATION ISSUANCE: June 8, 2023
* ANALYSTS:
Mr. Tran Chi Cuong, MSc
Ms. Dao Minh Thuy, MSc
Mr. Nguyen Quoc Minh, MSc
* RATING COMMITTEE:
Mr. Nguyen Phi Long, ACCA
Mr. Nguyen Duc Phu, MSc
Mr. Le Hoang Quan, MBA
* INFORMATION OF INTEREST CONFLICT
– Saigon Ratings’ share ownership in Phu Hung Life: None
– Saigon Ratings’ bond ownership in Phu Hung Life: None
– Saigon Ratings’ other debt instrument ownership in Phu Hung Life: None
– Saigon Ratings employee’s share ownership in Phu Hung Life: None
Saigon Ratings is committed to the implementation of credit rating independently and objectively.
Saigon Ratings issued a credit rating report as a reference information; it is not an investment or capital contribution recommendation for debt instruments issued by the rated company (Phu Hung Life).
