I. IN-DEPTH PROFESSIONAL EVALUATION REPORTS

1. Corporate Creditworthiness Assessment Report

  • The Corporate Creditworthiness Assessment Report is a confidential information report and is not a Credit Rating report.
  • The Corporate Creditworthiness Assessment Report is a point-in-time analysis, based on Saigon Ratings’ view of the relative strengths and weaknesses of an issuer, debt obligation, or proposed financial structure. The report may include some sections like a formal credit rating report, or an analysis of some of the key factors typically considered in the Credit Rating process.
  • The Corporate Creditworthiness Assessment Report are usually conducted at specific points in time and do not maintain continuous monitoring or perform periodic updates.
  • Businesses are reviewed and analyzed based on pre-agreed reporting outlines and implementation processes, as well as whether the results meet the needs of the business.
  • The report can assist business managers in clarifying issues related to development strategy. In some businesses, especially small and medium enterprises (SMEs), they may be concerned about spending a lot of time and money on credit rating or expecting the ability to achieve the desired rating results. In case the Creditworthiness Assessment of the business is “acceptable”, the next step is Credit Rating. The purpose of the Corporate Creditworthiness Assessment Report is to provide reliable and useful reference information for businesses, so that businesses can check part of their credit without having to commit to a full rating analysis of the organization’s resources.

2. In-Depth Corporate Finance Analysis Report

  • The In-Depth Corporate Finance Analysis Report is not a consulting service.
  • The In-Depth Corporate Finance Analysis Report is an analytical tool for rated and unrated issuers that are considering strategic business development initiatives or financial structure changes that may impact their creditworthiness.
  • At the request of a rated or unrated entity, Saigon Ratings will provide feedback on potential ratings with hypothetical scenarios presented by that entity.
  • The In-Depth Corporate Finance Analysis Report is a confidential report and is often used by businesses for reference purposes in restructuring, mergers and acquisitions, divestment or changes in capital and debt structure, to make appropriate business development decisions

3. Corporate Financial Information Report

  • Saigon Ratings provides the Corporate Financial Information Report related to the business and financial activities of partners and customers (Third Parties), depending on the customer’s requirements regarding the content and quality of information.
II. GREEN BOND EVALUATION SERVICES
  • Green bonds are a form of capital mobilization for green projects, environmental protection such as: Renewable energy, water resource management, greenhouse gas emission reduction, biodiversity protection, … The outstanding feature of green bonds is that the mobilized capital must be used for the right purpose and transparent in financial reports, to ensure the sustainability and reputation of the issuing organization.
  • The main difference between green bonds and conventional bonds is that green bonds are issued exclusively to finance projects that have a positive impact on the environment. Whereas conventional bonds are mainly issued to finance general projects, general working capital purposes or refinancing.
  • Green bond ratings give the issuer a reputation for its commitment to environmental sustainability, aiming to raise public awareness of climate change. Issuers of green bonds will enjoy tax incentives such as tax exemptions or tax credits, which makes green bonds more attractive than conventional bonds.
III. CORPORATE ESG ASSESSMENT SERVICES
  • ESG assessment refers to the process of assessing and evaluating the Environmental, Social and Governance risks and opportunities associated with a business partner, corporate objective or asset. In a broader sense, due diligence assessments can be conducted on any type of business partner, as a tool to assess ESG-related risks and opportunities.
  • ESG assessments help businesses identify investment opportunities that generate sustainable, long-term returns. Companies with high ESG ratings tend to have lower risk and better financial performance than companies with low ESG ratings. This is because good management of environmental, social and governance issues can help reduce legal risks and build positive customer relationships.
  • ESG assessments can help build trust and loyalty with partners. When partners believe that a company is acting in the best interests of the environment, society, and good governance, they are more likely to maintain a positive, long-term relationship with that brand.
IV. IN-DEPTH INDUSTRY AND ECONOMIC SECTOR ANALYSIS REPORTS
  • Saigon Ratings provides in-depth industry and economic sector analysis reports in Vietnam, including comprehensive and in-depth analysis of the market, as well as economic sectors of interest to clients, from financial or non-financial sectors.
  • In-depth industry and economic sector analysis reports also inform businesses about the industry’s business opportunities, challenges and barriers. From there, they can identify the strengths, weaknesses, opportunities and challenges of their business when entering the market.